Financial Inclusion


Nearly 2.8 million people are in work but living in poverty, and four out of every five low-paid workers fail to escape poverty after ten years in work. How can industry help to find better ways to make work pay? How can we help build financial resilience for those facing in-work poverty? How can we build a movement for change to enable this to happen?
Our programme of research and innovations aims to bring about greater financial inclusion by addressing in-work poverty. Working with employers, citizens and charities, we built a roadmap to financial resilience through affordable and easy to apply tools, products, services, information and education, made accessible through the workplace.

Through 2019 we held roundtable events and innovation labs with employers, providers of financial wellbeing products, and other experts in financial inclusion. on 30th January 2020 we held a major Financial Inclusion Summit, hosted by the City of London.

Our final publication can be found here.

For more information about the future of the Financial Inclusion Alliance contact


Inquiry – Research

Our research asks:

  • Who is impacted by in-work poverty?
  • Why and how are people impacted?
  • What solutions are already out there?

We are bringing together data to answer these questions, and to build profiles of the unique situations, outlooks, and aspirations of people living in in-work poverty. This will frame our interactive roundtables and innovation labs, which will ask – what can employers do to help employees build financial resilience.

Film Screening – A Northern Soul

Date: May 23 @ 5:00 pm – 8:30 pm

In May we are hosting a film screening and panel discussion in collaboration with KPMG’s Board Leadership Centre. Panellists include the director and lead actor of A Northern Soul, and Dame Martina Milburn, Head of the Social Mobility Commission.

A Northern Soul was described by critics as ‘a personal cry for social mobility’. It is a work of radical empathy, touching on both the economic difficulties of the city of Hull, and the contradictions of regeneration through culture.

The event will bring together businesses, policy-makers and academics. If you are interested in attending please email and find more information here.

Dinner with a Difference

What do we know about in-work poverty, and what could employers do about it?

To discuss findings from our recent research and what businesses can do about in-work poverty, Tomorrow’s Company will hosting a “Dinner with a Difference”, on 4th and 13th June, in Charterhouse Square. This is an immersive experience into the nature of in-work poverty, and a discussion with employers about what we could do to address the issues, working within the commercial realities of modern business.

If you are interested finding out more, or accessing the resources from this event, please click here.

Innovation Labs

Our Innovation ‘LiveLabs’ will develop testable solutions around in-work poverty. We ask:

  • How can employers help employees prevent, respond to and rebound from shocks?
  • What can employers do to reduce the impact of
    stressors on people?
  • What can employers do to help their employees build financial, social and emotional strength?


We will engage multiple voices including employers, innovators, charities and those with experience of living in poverty, to develop practical solutions, that will be piloted by employers. To register your interest email

A Financial Inclusion Summit

In January 2020, hosted by the City of London, we will hold a major summit into Financial Inclusion, presenting back our work on in-work poverty and asking employers from across the UK to get involved.

We will share the insights and learning from each stage of the programme at a summit of leaders from financial services, industry and civil society. This event will bring together leaders from across the financial ecosystem to participate and innovate. We will use a broad range of perspectives to develop greater understanding and honest dialogue, getting to the heart of the challenges people face when living with in-work poverty. We will explore new solutions and create an environment in which people can problem solve and commit to practical action.

To register your interest please email


Image credits for this page to Francesca Fitzgerald.